Help CenterCo-writer: Your 24/7 CoachHow Co-writer Credits Work

How Co-writer Credits Work

Last updated October 29, 2025

Plotdrive has two ways to use AI — here’s the simple breakdown:

1. Co-Writer Chat → Plotdrive Credits

  • The AI assistant in your right sidebar (accessible via the icon at bottom right of screen on desktop and laptop).
  • Can brainstorm, coach, create docs, organize files.
  • Uses Plotdrive credits only (or API keys on Pro plan and higher).
  • Credits come with your subscription, or you can buy more.

2. Tools → Your API Keys or Plotdrive Credits

  • The Tools inside your doc (Go, Continue, Fix It, etc.).
  • Generate text directly in your manuscript.
  • You can choose to:
  • Use your own API keys (OpenAI, Anthropic, OpenRouter) → pay your provider directly.
  • Or use Plotdrive credits if you don’t want to manage API keys.

⚡ Key Distinction

  • Co-Writer = full assistant → always uses Plotdrive credits.
  • Tools = direct generation → can use your API keys or Plotdrive credits.

✅ Quick Guide

  • Want conversation, coaching, or file management? → Co-Writer (credits only).
  • Want text in your doc? → Tools (your choice: credits or keys).
  • Want both? → You’ll need credits, and optionally API keys.

Was this article helpful?